This guide is designed to provide you with an overview of the Credas platform, an end-to-end compliance solution. Our platform makes onboarding engaging and efficient for both you and your customers.
Who are Credas?
A simple, slick, and smart digital due diligence provider transforming the way businesses manage their compliance and customer onboarding processes. We aim to allow customers to automate their customer onboarding and compliance checks using slick, simple and user-friendly technology.
What services can Credas offer?
Through our end-to-end compliance platform Credas can offer a range of identity & data based verifications. We have provided some information on our most popular services below.
Liveness & Document verification
Service | Description |
Liveness | Our liveness check seeks to verify that the individual performing their verification is live & present. |
Document verification | Our document verification check seeks to verify that the identity document used is valid, authentic and matches the individual we have verified via the liveness check. |
Non-biometric documents | We can capture non-biometric (supporting) documents for review by your teams. |
Right to work | Performs a liveness & document verification check to the right to work standard, and can capture Share Codes to allow Settled Status documents to be downloaded. |
Right to rent | Performs a liveness & document verification check to the right to rent standard, and can capture Share Codes to allow Settled Status documents to be downloaded. |
Safe harbour | Performs a liveness & document verification check to the safe harbour standard, and prompts for 'linking documents' to connect house sellers to the property they are selling. |
Data source verifications
Service | Description |
Address & Mortality | Verifies that an individual is alive and resides at a specified address using the data provided. |
Bank account | Verifies that the sort code and account number are valid and associated with a specified individual using the data provided. |
International screening | Verifies whether the individual is sanctioned, politically exposed, has adverse media etc. using the data provided. |
Open banking | Verify and obtain bank account information through the use of open banking. |
Proof of ownership | Verifies that a property is owned by a specified individual using the data provided. Title Register and Deeds can optionally be retrieved from the Land Registry. |
How can I initiate a check?
The easiest way to perform a check with Credas is to utilise one of our journeys. We have created a range of journeys to allow us to onboard customers, verify identity documents etc.
When using a journey, you simply need to initiate the process & leave all the verification work to Credas. Credas will engage with your end users via email or SMS and capture all the information required to carry out a check.
Alternatively, if you already hold information on your customers, you can perform certain datachecks via the API. These checks include address & mortality, international screening, and bank account verification with results available immediately.
How can check results be accessed?
There are several ways to access the results of a Credas check. All service results are available within the Credas portal with a range of data available via the API.
Depending on your use case you may opt to access result information via JSON response or instead use one of Credas’s pre-formatted result PDF’s.
Where can I find more information on the API?
To get started with the Credas API click here.
Where can I find more information on the Credas portal?
To get started with the Credas portal click here.
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